The application process for Social Security Disability benefits can be intimidating and many first-time applicants’ claims are denied by the Social Security Administration on their first attempt. This can be discouraging for many people and may prevent them from appealing the Social Security Administration’s decision, which can be just as difficult. For this reason, you should contact an experienced New Jersey Social Security Disability lawyer for help with your claim.
Chapter 7 Bankruptcy eliminates unsecured debt. Here are some examples of unsecured debt that Chapter 7 may eliminate: most personal loans, credit cards, medical bills and deficiencies on repossessed vehicles.
Under Chapter 13 of the U.S. Bankruptcy Code, a person struggling with unmanageable debt may reorganize their debt obligations under a supervised monthly payment plan agreed to by that person’s creditors.